Temporary disability checks are supposed to replace part of your wages while a work injury keeps you from doing your regular job. When checks arrive late, too low, or stop without a clear reason, the bills do not wait.
Most TD disputes are evidence disputes. The insurer looks at wages, disability dates, work restrictions, modified-duty offers, and medical reporting. Missing one document can change the payment calculation.
Do not rely on phone promises from an adjuster. Save the check stubs, letters, pay records, and medical work-status notes that show exactly what changed.
If anything changed after you reported the injury, write down the date, who was present, and what documents exist.
Save these wage-benefit records
- Pay stubs from before and after the injury
- All TD check stubs and payment notices
- Doctor's off-work or modified-duty slips
- Employer modified-duty offers or return-to-work letters
- Adjuster letters explaining benefit changes
- A calendar of missed, late, reduced, or stopped payments
How WCLG helps with TD disputes
- Review whether average weekly wages were calculated correctly
- Compare disability dates against medical work-status slips
- Challenge unsupported cutoffs or underpayments
- Track whether modified-duty offers match actual medical restrictions
Common Questions
Why did my workers' comp check stop?+
Common reasons include a return-to-work note, modified-duty offer, QME/AME report, claim denial, wage dispute, or administrative error. The reason matters because the response changes.
Can the insurer pay me less than my normal paycheck?+
Temporary disability is not the same as full wages. But the calculation still has to use the correct wage record and benefit rate.
What if my employer offers modified duty I cannot safely do?+
Get the offer in writing and compare it to your medical restrictions. A mismatch can be important evidence.